Services

We offer administration services to the independent broker market, with a suit of bespoke products, focusing and specializing in:

Commercial Business (all classes)

We also fulfill the full claims process from end-to end. Our dedicated team is highly driven and motivated in terms of third party claims and recoveries, and we drive salvage management as these not only affects our bottom line, but also our brokers claims experience, and the policyholder.

We offer alternative risk mitigating -and management solutions, i.e. Fireball (Enquire within)

Commercial Business
(all classes)

GENERAL COMMERCIAL – INSURANCE;

Cover designed for SME’s and medium-sized business enterprises.

  • Fire & Allied Perils: Office Contents
  • Account Recievable: Buildings Combined
  • Money: Business All Risks – Specified articles
  • Fidelity: Accidental Damage
  • Commercial -& Business Accident
  • Broadform and Public Liability
  • Motor Machinery Breakdown
  • Business Interruption
  • Theft
  • Glass
  • Goods In Transit

 Electronic Equipment   Motor Traders

COMMERCIAL – MOTOR TRADERS;

Specialist cover for Motor traders industry, designed for;

  • Filling station and Garages
  • Motor mechanics
  • Motor dealerships
  • Panelbeaters
 

Agricultural
(assets only)

INSURANCE COVER DESIGNED FOR BONA FIDE FARMERS;

We also provide administration services and assist in placing cover with specialist partners, i.e.;-

a. Engineering Risks

  • Plant All Risks
  • Contractors All Risks
  • Erection -and Dismantling All Risk
  • Electronic Equipment
  • Contractors Liability

b. Specialist Liabilities

  • Professional Indemnity
  • Medical Malpractice
  • Directors and Officers
  • Cyber Liability
  • Entertainment, Sport -& Other Events
  • Financial & Crime
  • Special Risks – Kidnap & Ransom,
  • Product Recall
  • Environmental
  • Pension Fund Trustees
  • Employers’ Liability

c. Marine

  • Cargo
  • Liability
  • Hull Cover
  • Imports & Exports
  • Stock Throughput
  • Inland Transit & GIT
  • Advance loss of profits

 

d. Aviation

  • Hull All Risks (Various aircraft categories and classes)
  • Hull war risk
  • Third party liabilities
  • Liabilities

Body Corporate and sectional title

INSURANCE COVER DESIGNED FOR;

  • Domestic sectional title schemes. 
  • Commercial development and sectional tile schemes.
  • Industrial complexes and developments.
  • Homeowners Associations.

Hospitality

NICHE INSURANCE COVER FOR HOSPITALITY AND TOURISM RISKS, E.G.;

  • Boutique hotels
  • Guest houses
  • Bed & Breakfast
  • Game Lodges

Specialist cover for the hospitality trade, also included cover;-

  • Bilking,              
  • Alcohol & Beverages,                   
  • Damage to Landscaped gardens,             
  • trees and plants
  • Damage to fences following breakout of game   
  • Damage to property to effect emergency rescue             
  • Damage to goods in the open
  • Medical evacuation                     
  • Removal of bees, wasps, hornets and snakes
  • Temporary repairs
  • Water leakage costs
  • Search and Rescue
  • Post trauma counselling
  • Claims Preparation Costs

Specialized cover

ON THE ROAD;

Specialist cover for enterprises whose core business is being on the road. Whether you are a;

  • Transporter,
  • Courier
  • Logistic Operations
  • Storage -and warehousing

ONSITE COMMERCIAL;

Specialized cover for the independent (Electrician / Plumber / Handyman / Building) contractor mostly on the road. The cover provides in one policy, with automatic extensions;

  • Motor, with automatic car hire (Vehicle / LDV)

Automatic Cover included:

  • Accounts Receivable
  • Money
  • Goods in Transit
  • Business All Risks
  • Public Liability
  • Electronic
  • Contractor’s all Risk
  • Plant All Risk

Personal Lines

OTHER;

Art & Collectables

Confidence / Integrity / Transparency / Fairness / Honesty / Strong Moral Code

+27 (010) 595 1387

Address: Wildfig Business Park
Unit 2, Ground Floor, Block A
Cranberry Street,
Honeydew
Roodepoort

FSP Number: 17837

ARS Alternative Risk Solutions, an authorised financial services provider was established to offer an alternative solution to brokers -and clients’ individual, specific and unique needs. We are trend setters in finding a workable and practical solution.

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